Multi-Entity Aggregation
Roll up trusts, LLCs, individual accounts, and partnerships into a consolidated household view with full attribution.
For Family Offices
One Workspace for Every Entity, Every Beneficiary
Consolidate trusts, LLCs, partnerships, and individual accounts. Inspolio gives the CIO a single view, the right tax math per entity, and an AI analyst for every question.
What you get
From custodian feeds to the principal's report
Consolidated aggregation, IPS per beneficiary, trust-aware tax math, audit-logged document vault, and an AI analyst on call.
Multi-State Tax Math
Federal + all 50-state capital gains and ordinary income — critical for households with beneficiaries across states.
IPS Per Beneficiary
Distinct IPS for each beneficiary or entity — risk tolerance, restrictions, ESG, target allocation — versioned over time.
Custom Benchmark Blends
Build SAA-style custom benchmarks (e.g. 60/30/10 equity/fixed/alternatives) for each beneficiary or strategy.
Cross-Entity Stress Testing
Stress-test the entire household at once — 2008 GFC, COVID, custom shocks — with entity-level attribution.
Consolidated Reporting
One PDF report per generation, per beneficiary, or per entity — branded, narrative-driven, audit-ready.
Role-Based Access
Different views for principals, CIO, accountant, and beneficiaries. Granular permissions per entity and per data type.
Encrypted Document Storage
Bank-grade encrypted document vault for every statement, K-1, IPS, and trust document — fully audit-logged.
AI Analyst for the CIO
Ask: "What's our concentration to private credit?" or "How would the trust perform in a 2008 replay?" — instant answers.
One Source of Truth
Unify every account, entity, and custodian in one view
Family offices live in a mosaic of custodians, trustees, and account types. Inspolio ingests statements from each one, normalizes the holdings, and presents a single consolidated household view — with the ability to drill down to the underlying entity and account whenever you need to.
- AI document ingestion from bank statements, custodian feeds, K-1s, and trust accountings
- Cross-entity rollup with currency normalization and look-through to fund holdings
- Per-beneficiary, per-trust, and per-entity views with one click
- Encrypted, audit-logged document vault for every artifact
Tax & Compliance Built In
Cross-state, cross-entity tax math without spreadsheets
Multi-state beneficiaries, trust-vs-individual rates, and gift-vs-grantor distinctions turn family-office tax math into a spreadsheet nightmare. Inspolio's tax engine handles all 50 states, supports trust and individual brackets, and surfaces the after-tax cost of any proposed trade at the entity level.
- Federal + 50-state capital gains and ordinary income — including trust rates
- Lot-level FIFO, LIFO, HIFO, and specific-lot accounting
- Wash-sale enforcement across all related entities (not just one account)
- Auto-generated tax summary report ready for the CPA
FAQ
Family Office FAQ
Built for the CIO
Run the household on one platform
No more spreadsheets, no more custodian-portal hopping. Inspolio puts the entire family balance sheet in one workspace.